Incep Digital
GuidesIncep Finance handbook
Money in and out5 min read

Accounts

An account is anywhere money sits. Every income entry, expense and transfer names one, which is why nothing else in the app works until at least one exists.

Adding an account

/accounts
Name
What you call it day to day.
Type
Cash, bank, credit card, debit card, wallet, investment, receivable or payable.
Currency
Can differ from your base currency. Entries are converted for reporting.
Opening balance
What was in it when you started tracking.
Cash, bank and card accounts with their balances, and net assets across all of them.

How balances change

/accounts

Balances are derived from entries, never typed. Recording income raises a balance, an expense lowers it, and a transfer does both in one atomic operation so the two sides can never disagree.

Note: Deleting a paid entry reverses its effect on the balance. The app warns you before it does.

Recalculating

/accounts

Admins can recalculate balances from the underlying entries. You should not normally need it, but it exists to prove the ledger and the balances agree.

Inside an account

/accounts

Opening an account shows every income entry, expense and transfer that touched it, which is the view to use when reconciling against a bank statement.